Roger Zogolovitch’s case for independent and small-scale development as a structural contribution to UK housing supply, arguing that the planning and financial systems have progressively consolidated residential development in the hands of a small number of volume housebuilders at the cost of quality, variety, and throughput. The argument — that removing barriers to smaller developers would increase supply more sustainably than waiting for large builders to accelerate — is a direct application of the same logic behind CO₂ hub aggregation: shared infrastructure and lower entry costs enable more participants, and more participants produce more output than a concentrated market can deliver alone.